If you think a mortgage specialist at a bank is the same as a mortgage broker, you need to know the differences. Ask any mortgage broker and they will tell you that there are a handful of misconceptions that the public has about working with a mortgage broker. From questioning their credentials (mortgage brokers are all regulated and licensed within their province) to assuming that the broker does not have access to the same rate as the banks (they do in fact – plus access to even... [read more]